Dental Benefit Plans: Did you know that your benefits may expire by end of
December this year? Make sure you use them before they expire. Here's what
you need to know:
Many people with dental benefits get them through their employers, though
individual plans are also available through Health Insurance Marketplaces
established by the Affordable Care Act. Remember, when you buy a plan you
and your employer are paying some premium – upfront dollars – that are
wasted if you don’t see your dentist.
When You Need to Use Them By:
Many insurance companies have a benefit deadline of December 31, and this
means that any of your unused benefits don’t roll over into the New Year
for most dental plans. Still, some plans may end at different times of the
year, so check your plan document or ask your employer to be sure.
Tips for Making the Most of Your Plan
The key with this type of coverage is to take advantage of any benefits
before they expire for the year.
Prevention is better than cure both for your health as well as your
pocketbook. Most plans typically pay 100% for preventive visits, so if you
have not had one yet, this may be a good time to schedule one.
Start thinking about using your coverage early. During a dental appointment
that's over the summer or in the fall, talk to your dentist about what your
dental needs are and what treatment you might need before the end of the
year. (For example, a back-to-school appointment is a great time to bring
this up.) Make any upcoming appointments early so you can take care of them
before the holidays.
Once you've determined what your dental needs are, work with your dentist
and benefits provider to figure out what is covered. Often, your dentist's
office will look into this information for you.
Click here to book your appointment.
Source:
Mouthhealthy.org
